Welcome to Cognitive! This is a User Agreement between you (also referred to herein as “Client,” “User,” or customer) and Aperture pertaining to purchase, acquisition, and use of its software and app. This User Agreement ("Agreement") governs your use of the services, technologies, or products provided by Cognitive ("Cognitive Services" or "Services"). By using the Services, you agree that you have read, understand, and accept all of the terms and conditions contained in these Terms including Section 8. "Arbitration; Waiver of Class Action", as well as our Privacy Policy.
As with any asset, the value of Digital Currencies can go up or down and there can be a substantial risk that you lose money buying, selling, holding, or investing in digital currencies. You should carefully consider whether trading or holding Digital Currencies is suitable for you in light of your financial condition. Cognitive is not registered with the U.S. Securities and Exchange Commission and does not offer securities services in the United States or to U.S. persons. Additionally, this is not a solicitation for investment.
PLEASE READ THE FOLLOWING TERMS CAREFULLY FOR APERTURE’S SERVICES. THERE ARE RISKS ASSOCIATED WITH THE VALUE OF CRYPTOGRAPHIC TOKENS, STABLECOINS, AND BLOCKCHAIN-BASED TECHNOLOGIES. IT IS ADVISABLE THAT ONLY THOSE WELL-VERSED IN THESE TECHNOLOGIES CHOOSE TO PURCHASE OR STAKE TOKENS. PURSUANT TO BELOW SECTIONS, USERS AGREE TO VARIOUS DISCLAIMERS. THIRD-PARTY WEBSITES, SUCH AS THE DECENTRALIZED FINANCE (“DEFI”) PROTOCOLS APPEARING ON APERTURE’S SERVICES, MAY HAVE ADDITIONAL TERMS OF SERVICE THAT APPLY. USE OF THIS SITE AND THESE TECHNOLOGIES IS ENTIRELY AT YOUR OWN RISK.
1.1 Cognitive’s DeFi Yield Aggregator “Invest” and “Invest +”
Cognitive’s service and software “Invest” displays a collection of various DeFi yield protocols that includes objective data about the protocols, such as the yield percentages and the auditing they conduct in addition to other factors that may be helpful to someone assessing the risk of a potential investment in a DeFi protocol. Aperture does not independently verify the information provided by these platforms and protocols. IT IS THE USER’S RESPONSIBILITY TO VERIFY THIS INFORMATION DIRECTLY WITH THE PLATFORM OR PROTOCOL.
1.2 COF Token
Cognitive aims to launch the Cognitive Token (“COF”), which will serve as a utility token for transacting on the Cognitive decentralized ecosystem, including generating yield for token stakers and serving as the governance token.
1.3 Exclusion of Supplemental Protocols
Unless explicitly announced on the Aperture Site or other official public statement of Aperture, supported digital currencies exclude all other protocols and/or functionality which supplement or interact with the supported digital currencies and platforms. This exclusion includes but is not limited to: metacoins, colored coins, side chains, or other derivative, enhanced, or forked protocols, tokens, or coins or other functionality, such as staking, protocol governance, and/or any smart contract functionality, which may supplement or interact with any of protocols listed. Any attempted transactions in such items may result in loss of the tokens or other losses.
8.1 Formal Complaint Process. If you have a dispute with Cognitive (a “Complaint”), you agree to contact Cognitive through our support team to attempt to resolve any such dispute amicably. If we cannot resolve the dispute through the Cognitive support team, you and we agree to use the Formal Complaint Process set forth below.
8.2 Procedural Steps. In the event that your dispute with Aperture is not resolved through your contact with Cognitive Support, you agree to use our Complaint form to describe your Complaint, how you would like us to resolve the Complaint, and any other information related to your dispute that you believe to be relevant.
8.3 Cognitive Response. We will acknowledge receipt of your Complaint form after you submit it. An Cognitive customer relations agent ("Agent") will review your Complaint. The Agent will evaluate your Complaint based on the information you have provided and information in the possession of Cognitive.
These Terms, together with the Privacy Policy and any Additional Terms, are the entire and exclusive understanding and agreement between you and Aperture regarding your use of the Site.
For more details, contact us at contact@cognitivefinance.xyz.